Personal Banking for Your Financial Future
What financial goals have you set for 2025? With a Bement personal checking or savings account, you’ll have the tools and support to achieve them.
Call 217.678.2311 or stop in to open one today!
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| Digital Tools | Interest-Earning Options | FDIC-Insured | Online and Mobile Banking | Friendly, Local Service |
What’s In Us for You?
Money Management Solutions from State Bank of Bement
All personal checking and savings accounts at State Bank of Bement come with powerful digital tools, like our newly upgraded Mobile* and Online banking platforms. We offer interest-earning accounts to help your money go the extra mile – and simple, everyday accounts designed for easy money management.
Plus, every account is backed by friendly service from local bankers right here in Central Illinois, available to assist you in person, by phone, or via email. At State Bank of Bement, we’re always here for you because you belong here!
Our Checking Accounts
The Prestige Account
Grow your money faster with this interest-earning checking account. Packed with benefits, you’ll have access to unlimited check writing, personal money orders at no issue fee, and discounted gift cards at select retailers! This option is versatile, and suited for individual or family use. The monthly account charge is based on the insurance option you choose.
N.O.W. Account
This tiered-rate, interest-earning account helps to build on your savings. You’ll also receive plenty of complimentary perks, including a Visa® check/debit card, eTouch24, eStatements, and notary services.
Green Rewards Account
Great for everyday money management, this simple account requires no monthly service charge or minimum balance. Write up to 20 checks for free**, and get a Visa check/debit card, eTouch 24, eStatements, and notary services at no cost.
Advantage Account
The advantage of this account is that there are no fees as long as the account stays in good standing. Plus, you’ll have access to the complimentary services included with our other checking accounts (free Visa check/debit card, eTouch24, eStatements, notary services). If you like simple and extra perks, this account is for you.
Our Savings Accounts
Regular Passbook Savings
Put your savings to work with this interest-earning account. Plus, your first four withdrawals per 30-day period are free. Regular Passbook makes it easy to grow your money while still giving you financial flexibility.
Insured Investment (Money Market)
Earn interest while keeping your money accessible with Insured Investment. Make up to six pre-authorized transfers per month or statement cycle***.
Christmas Savers Club/Vacation Savers Club
Do you have a long Christmas shopping list? Maybe you’d like to take a trip? This account is specifically designed to help you save money for holiday or vacation expenses.
Individual Retirement Account (IRAs)
Available in 12-, 18-, or 20-month terms, our certificate IRAs allow you to invest in your retirement with the tax advantages of an IRA and the security and predictability of a certificate account.
Certificates of Deposit (CDs)
Confidently grow your savings with our Certificate of Deposit (CD) options. Enjoy competitive rates and range of terms to fit your goals, from just 7 days up to 30 months.
Ready to create a financial plan?
Dive into our “Financial Goal Setting in 2025” article, packed with valuable tips and education resources to guide your short- and long-term financial planning.
Go Mobile!
Take your account with you and manage your money on the go using the State Bank of Bement mobile app.
Switch to State Bank
Transfer your existing bank account to State Bank of Bement. Our Switch Kit makes it easy!
* Check with your wireless carrier for fees that may apply to Mobile Banking.
** $0.25 for each check over 20 written within the statement cycle.
***Pre-authorized transfers are limited to no more than six per month or statement cycle, of which only three may be by check, draft or similar order of withdrawal to third parties.