You Belong Here-And So Do Your Goals
At the State Bank of Bement, consumer lending starts with understanding what you need and helping you move forward with confidence. For more than 110 years, we've served our community with personal service and local decision-making.
Our consumer lending options are designed to help meet a variety of borrowing needs. Whether you are already a customer or are new to the State Bank of Bement, our lenders are here to guide you through the process and help you understand you options.
Why Borrow with the State Bank of Bement?
- Local lenders who know you and your community
- Streamlined application process
- Timely lending decisions
- Lending backed by more than 110 years of experience
- Easy payment options to help manage your loan with confidence
Vehicle Loans
If you're shopping for a vehicle, being prepared can help move the process along smoothly. At the State Bank of Bement, our lenders work with customers purchasing from dealerships, private sellers, and those exploring refinance or pre-approvals.
If you already have your application completed and details about the vehicle you want to purchase, our team can review your request more efficiently and help you move through the process in a streamlined way.
We can help with:
- New vehicles
- Used vehicles
- Private-party purchases
- Vehicle refinance
- Pre-approvals
Personalized support when you need it
You can apply online or in person. If you begin the process and need help along the way, our lenders are available to answer questions and help you get to the finish line.
Items to Have Prepared
The more information you have ready, the more streamlined the process can be.
Best-case preparation for vehicle lending:
- Completed loan application
- Purchase order or purchase agreement
- Vehicle details
Additional Helpful items:
- Driver's license or government ID
- Proof of insurance
- VIN
- Trade-in details
- Employment information
* Not every loan request requires the same documentation. A lender may ask for additional information depending on the type of request.
Mortgage Loans
Buying a home is one of life’s biggest moments—and we’re honored to be part of it. Our mortgage options are designed with your future in mind, and our team is here to walk you through every step with care, clarity, and a personal touch.
Auto Loans
Whether it’s your first car or an upgrade for the family, we make financing simple and stress-free. Count on us for competitive rates, flexible terms, and a friendly face to help you get where you’re going.
Personal Loans
Life happens—and we’re here for all of it. From unexpected expenses to planned projects, our personal loans give you the support you need, with a team that listens and solutions that fit your life.
Online Application
If you are interested in applying for a consumer loan through State Bank of Bement you can either contact us at (217)-678-2311 to learn more, or get a jumpstart on the process through our online portal!