Checking You Can Count On.
We have several checking accounts to choose from offering interest bearing as well as non-interest bearing.
Depending upon the services and conveniences you want to access, we are sure to have one that is right for you!
Ready to Switch?
Download the State Bank of Bement Switch Kit today to get started!
What checking account is best for me?
Need to Reorder Checks?
If you are a new account holder or are interested in ordering checks for the first time we ask that you please contact your local branch or call 217-678-2311 to start the process of placing your first order.
If you need to re-order checks, clink the button below to be taken to Deluxe checks.
The Prestige Account
- No monthly balance
- Monthly service charge $8.00/$6.00/$4.00
- Account Charge is based on the account you choose:
- $8.00 per month = family plan, $25,000 in accidental death insurance
- $6.00 per month = individual plan, $10,000 in accidental death insurance
Many additional benefits
- Opening deposit required.
- Account charge is based on the account you choose:
- $8.00 per month = the family plan, $25,000 in accidental death insurance,
- $100,000 Scheduled Airline Accidental Death Insurance, $1,500
- Dependent Child Accidental Death Insurance.
- $6.00 per month = individual plan, $10,000 in accidental death insurance.
- Fees could reduce the earnings on the account.
- Individuals over 55+ receive $2.00 off the monthly fee.
- No ATM fees (unless you are using a "foreign ATM" and that financial
- institution charges a fee).
- Wallet checks at no cost, duplicates issued at half price.
- Unlimited checking, no per check charges.
- Interest on checking.
- Personal money orders at no issue fee.
- Open a new savings account at time of opening and we will deposit $5.00.
- Discounted Gift Cards at Retailers such as Bass Pro Shops, Cabela's and
- Lands' End.
- Card Patrol
- Identity Theft Fraud Support Service
- Everywhere Cash Savings
- Complimentary VISA Check/Debit Card
- Complimentary eTouch24 Account and eStatements
- No rental for first year with a new safe deposit box at time of new account opening.
- Complimentary Mobile Banking and Text Banking. While there are no
- State Bank of Bement fees to use this product, text fees may apply and
- customers should check with their wireless provider to find out more details.
- Complimentary Notary Services
- Discount on license plate stickers.
- We reserve the right to change the interest rate on a daily basis.
- Complimentary box of regular or duplicate checks ($15 value) at time of new account opening.
N.O.W. Account
A tiered, interest-earning account to help build your savings.
Features
- e-Statements
- Complimentary Debit Card
- Access to Online Bill Pay
- Tiered Interest Rate available
- Complimentary Mobile Banking and Text Banking. While there are no State Bank of Bement fees to use this product, text fees may apply and customers should check with their wireless provider to find out more details.
- Complimentary Notary Services
- Opening deposit required.
- Minimum daily balance of $1,000.00. If balance falls below $1,000.00 any day during the month, a service charge of $10.00 will be applied. Fees could reduce the earnings on the account.
- We reserve the right to change the interest rate on a daily basis.
Health Savings Account
This account is perfect for individuals with high deductible health plans. With this interest bearing account, individuals who are responsible for a bigger share of their medical expenses upfront can help make their healthcare spending a little more manageable and predictable.
Features
- Tax savings
- Tax-deferred earnings
- Interest bearing
- Complimentary regular or duplicate box of checks upon account opening.
- Complimentary Visa Debit Card.
- complimentary eTouch24 Account and eStatements
- Complimentary inTouch24 account
- Complimentary Mobile and Text Banking
- Complimentary Notary Services
- No License Sticker Fee for Individuals 55+
- Direct Deposit
Service Fees & Account Requirements
- $3 monthly service fee
- Dormant checking account fees may apply.
- Please contact your tax advisor when determining which account is best for you. We are unable to provide any tax advice.
Green Rewards Checking
Looking for an account that is low in fees? The Green Rewards checking account is perfect for you! Rewards account holders are not charged a monthly service fee when they meet certain requirements.
- No minimum balance required.
- Complimentary box of regular of duplicate checks upon account opening.
- Complimentary Visa debit card.
- Complimentary eTouch24 Account and eStatements.
- Complimentary Mobile and Text banking.
- Complimentary Notary Services.
- No License Sticker Fee for Individuals 55+
- Overdraft privileges upon qualification.
- Cash Management Services.
- Direct Deposit.
- Discounted Fees for purchase of prepaid State Bank of Bement Visa Gift Cards
Requirements
A fee of $5.95 will be assessed unless you qualify with the following criteria per statement cycle:
- 15 Debit Card transactions.
- enrolled in eStatements.
- For each check posted over 20 during the statement cycle, a $0.25 charge will be assessed.
- Students are exempt from monthly service charge.
- Dormant checking account fees may apply.
Photoidentification is needed. If the address is not current on your photo identification, an additional piece of mail for address verification purposes is required.
Advantage Checking
Are you 55 or older and looking for an account with no frills and no monthly account fees? If so, the Advantage Checking Account is for you.
Benefits
- No monthly service fees
- No minimum daily balance required
- Complimentary box of regular or duplicate checks upon account opening.
- Complimentary Visa Debit Card
- Complimentary eTouch24 Account and eStatements
- Complimentary inTouch24 account
- Complimentary Mobile and Text Banking
- Complimentary Notary Services
- No License Sticker fee
- Overdraft privileges upon qualification
- Cash management Services
- Direct Deposit
- Discounted fees for purchase of prepaid State Bank of Bement Visa Gift Cards.
Additional Details
- Dormant checking account fees may apply.
- Initial deposit is required.
Photo identification is required to open account. If the address is not current on your photo identification, an additional piece of mail for address verification purposes is required.
Interested in Opening a Checking Account?
We can help! Fill out the form below and State Bank of Bement banker will contact you.
*Submitting this form does not open a checking account. It simply lets us know your interested, and a member of our team will contact you to discuss your options and next steps.
**State Bank of Bement uses the information collected only to contact you. Your information is not shared with any other parties. Once the contact process is started all information you submit is deleted. This form is owned and operated by the the State Bank of Bement.
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