person paying with phone via contactless payment

Debit Card

Your Money. Your Card. Your Control.

Today there's only one card you need to make purchases worldwide, a State Bank of Bement Visa Debit Card. Anywhere you see the Visa symbols, you can use your debit card instead of cash, checks or a credit card.

Why use a Visa Debit Card?

It is a quick and easy way to pay for purchases or services and have them deducted directly from your checking account. It is accepted like a credit card anywhere that Visa is accepted. Plus, you get a receipt for your records. 

What Are the Added Conveniences?

  • It is quicker than writing a check.
  • Worldwide acceptance. your Visa Debit Card is accepted where your personal checks are not. 
  • No interest payments. use your Visa Debit Card at your favorite restaurant or gas station and pay in full as you go.
  • Shop by phone. With your Visa Debit Card you can simply call in your order and provide the business with your card number. 
  • Peace of mind, in an emergency you are covered.
  • Safety. Additional cash is as close as the nearest ATM.
  • Detailed transaction reports on your monthly account statement. Keep your receipts and compare for easy record keeping. 
  • View your debit card transactions on both online and mobile banking platforms. 
  • Zero liability. If your card is lost or stolen, and charges are made on your account without your knowing, you are covered by the "Zero Liability Policy." The bank may be able to provide you with provisional credit pending further investigation of the case. 

Bounce Protection

Bounce Protection is an overdraft privilege available to State Bank of Bement checking customers, offering an added layer or security against unplanned cash flow issues and account reconciliation errors. While we always encourage responsible financial management, this service is designed to help prevent the inconvenience, fees, and embarrassment that can come with returned checks. Bounce protections is there when the unexpected happens-providing peace of mind and keeping your finances moving. You may opt in or out at any time by clicking here to complete and submit the form. 
 
 
Debit Card Designs
 











Round-Up

Turn everyday purchases into everyday savings. With our Round-Up program, every time you use your debit card, we’ll round your transaction up to the nearest dollar and automatically transfer the difference into your savings account.

Buy a coffee for $2.45? We’ll round it to $3.00 and move the extra $0.55 into your savings—no extra steps, no extra effort.

It’s a simple way to build your savings without changing your spending habits. Over time, those small amounts can add up to something big.

Contact us at (217)-678-2311 or stop in to your local branch to set up Round-Up today!

Start rounding up today and watch your savings grow—one swipe at a time.