Personal Savings

Regular Passbook Savings

  • Opening deposit required.
  • No charge for the first four withdrawals in a 30-day period, all subsequent withdrawals are $2.00 each.
  • Fees could reduce the earnings on the account.
  • Interest Bearing Account.
  • We reserve the right to change the interest rate on a daily basis.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. at any location.  Interest will be credited to the account monthly.
  • ATM card service charges apply.

Insured Investment (Money Market)

  • Pre-authorized transfers are limited to no more than six per month or statement cycle, of which only three may be by check, draft or similar order of withdrawal to third parties.
  • $500 minimum for each withdrawal (unlimited in-bank transfers).
  • Each check, transfer or withdrawal costs $1.00.
  • 4th or subsequent checks, transfers or withdrawals will cost an additional $5.00 per item.
    Fees could reduce the earnings on the account.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. at any location.  Interest will be credited to the account monthly.
  • Interest Bearing Account
  • ATM card service charges apply.

Christmas Savers Club / Vacation Savers Club

  • $5.00 deposit required at account opening.
  • Deposits can be made using your pre-printed club coupons or by automatic credits from a debit account.
  • You may not withdraw from this account until the club payout date.
  • There are no fees associated with this account.
  • Earn interest on your funds deposited.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. at any location.  Interest will be credited to the account monthly.
  • We reserve the right to change the interest rate on a daily basis.