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Regular Checking

• $100.00 deposit required at account opening.
• Service charge is based on monthly account balance.
• There is a charge of $0.20 for each check and/or debit over 30 per month.
• ATM card service charges apply. A fee of $1.00 is charged for each ATM card transaction at a "foreign ATM". A "foreign ATM" is any ATM other than the ATM at the State Bank of Bement in Bement, IL, Bement Stop N' Go in Bement, IL, East End Tavern in Monticello, IL, Deedrick Rentals in Sadorus, IL, State Bank of Cerro Gordo in Cerro Gordo, IL,or The First National Bank of Ivesdale in Ivesdale, IL.
  

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The Prestige Account

• $100.00 deposit required at account opening.
• Account charge is based on the account you choose:
  $8.00 per month = the family plan, $25,000 in accidental death insurance.
  $6.00 per month = individual plan, $10,000 in accidental death insurance.
• Individuals over 50 receive $2.00 off the monthly fee.
• Travel benefits.
• Preferred rate on new installment loans.
• No ATM fees (unless you are using a "foreign ATM" and that financial institution charges a fee).
• Wallet checks at no cost, duplicates issued at half price.
• Unlimited checking, no per check charges.
• Interest on checking.
• Travelers cheques and money orders at no issue fee.
• Open a new savings account with a $100.00 deposit and we will deposit $5.00.
• ID network safety service.
• Payment card protection.
• Document and personal property registry.
• Medical emergency data card.
• Overdraft protection.
• DateReminder service.
• No rental for first year with a new safe deposit box.
• Savers club book.
• Auto trip routing.
• Discount on license plate stickers.
• We reserve the right to change the interest rate on a daily basis.

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Senior Citizens Basic

• $100.00 deposit required at account opening.
• No account fees are assessed as long as account is in good standing.
• ATM card service charges apply.
• 62 or better

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Student Basic

• $100.00 deposit required at account opening.
• No account fees are assessed as long as account is in good standing.
• ATM card service charges apply.

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SBB freeChek

• Opening deposit of $100.00
• We impose a fee of $5.00 for a lack of 10 QuikChek Card usages throughout your statement cycle.
• We impose a per check fee of $0.25 for every check over 20 written within a statement cycle.

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N.O.W. Account

• Interest bearing account.
• Opening deposit of $500.00.
• Minimum balance of $500.00. If balance falls below $500.00 any day during the month, a service charge of $10.00 will be applied.
• ATM card service charges apply.
• We reserve the right to change the interest rate on a daily basis.

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Super N.O.W. Account

• Interest bearing account.
• Opening deposit of $2,500.00.
• Minimum balance of $2,500.00. If balance falls below $2,500.00 any day during the month, a service charge of $10.00 will be applied. VISA QuikChekand bill pay transactions excluded.
• The first 20 checks, transfers, withdrawals, or VISA QuikChek card transactions posted to the account are charged no fee. Thereafter, a $0.20 per check or item service charge will apply.
• ATM card service charges apply.
• We reserve the right to change the interest rate on a daily basis.

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Insured Investment (Money Market)

• Interest bearing account.
• Opening deposit of $2,500.00.
• Minimum balance of $2,500.00. If balance falls below $2,500.00 any day during the month, a service charge of $10.00 will be applied.
• Each check, transfer, withdrawal, or VISA QuikChek transaction costs $1.00. Fourth or subsequent checks, transfers, withdrawals, or VISA QuikChek card transactions cost an additional $5.00 per item.
• ATM card service charges apply.
• We reserve the right to change the interest rate on a daily basis.

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